11 December 2012

A Debit Card as a Credit Card?

For those who are surfing into the internet most of their time you surely would be familiar with e-bay, mudah.com and so on so on. For those who love fashion will certainly be on pages selling clothing and wish that all of that could be yours. Its could be seen that nowadays people tend to make business online cause its more easy and affordable. But how are we gonna purchase if the only option is by having your own credit card?

For adults that are working there certainly will be no problem cause they surely will have their own credit card.  But for student? Young Adults? Those who are barely making their way, would they be able to have their own credit card? The most they could own is having a debit card.

What is the different of a Credit Card and a Debit Card? In simple words, credit card is money where you don't own yet and you need to pay back. While Debit Card is money that will be deducted from your personal savings.

I believe that everyone of you must have own a debit card since what I know Maybank no more offers bank books to their new sign ups.

So those who own a debit card like this, with the word VISA stated, your able to use your debit card to purchase items online, but first you will have to activate online banking first and the most simplest online banking there is now is Maybank2u.

What are the steps to activate online banking?
1. Register online banking at an ATM machine.
2. Register your account online. (make sure you take note of your username and password)
3. Register your phone no at any Maybank branch. (Its a must to enable you to receive TAC)

After that your done and ready to go

Having Maybank2u you will be able to make payments of bill online, buy top-ups, and even make payments to those who are selling stuffs online by transferring money to another account anytime you want.

But for enabling to buy things with ebay and so on, you will have to purchase a paypal account.
What is paypal? Well its actually a medium for you to use you debit card as a credit card since most of sites like this don't allow payment through debit card.

When you have signed up to paypal, here are the steps for you to do online shopping

1. Fill in your details, make sure you Address is correct, if not your item will not be delivered to you

2.  Do you see 'Profile'? Hover over it and click edit Credit Card and you will see this

Since I have updated mine and linked my Card with paypal, so it shows VISA, but for those who haven't you will need to update this and it requires your card number and Card verification number.

Your card number will be the 16 digit number at the front of your card
You Card Verification Number will be the 3 digit number at the back of your card just next to you signature.

3. When you have don all of that you will get verification emails and SMS

Take note that during all of the process above, make sure your phone with your registered number with the bank is beside you because you will be receiving TAC no for you to proceed every step.

Once you have done this, there will be no problem for you guys to shop online but be careful of your spending since your deducting money straight from your bank account.

Another thing I could add on is for maxis users, there is also maxis paypal which offers you more. Its more easy for you to pay your bills and there is also an app for that. The best part is that maxis has an maxis movie app where you will be able to purchase tickets from your own phone. Right now maxis is doing a promotion Buy 1 free 1 movie ticket and it was great. No need to hassle and line up for movie tickets.

I hope this blogpost has helped you for you online shopping solutions. Looking forward for your comments and opinions.


08 December 2012

My Biggest Fear

Try putting me in a dark room with no one in it, I'll go crazy just seeing pitch black and maybe I'll faint of fear. But what is my biggest fear so far? Loosing him maybe, LOL.

But eventually my biggest fear right now, and what I really can't stand are creepy crawlies. And not just any creepy crawlies, 

picture source from google

The most I can't stand is above the pyramid. SPIDERS. Really, I was once okay with it, and then 1 night in a dark room where I was sleeping, I felt something itchy at my head. So I turned on the bed lights and went to the mirror and how shocked was I when a big fat spider came crawling within my head. When I mean big, it is BIG. Try screaming as hard as you can in the middle of the night. Uhh.. Thanks Spiders. Now I am also afraid of the dark as well. Luck it wasn't a tarantula.

Since that day, I hate total darkness, never ever take me to a pitch black room. Including insects of whatever that crawls and you can imagine if its crawling at your body. Urghhhh...

Talking about Fears, those who watch TV will certainly now about FEAR FACTOR. I was a great fan of FEAR FACTOR before and I loved it when they had to eat disgusting things and of course face SPIDERS. HAHA... Now I'm laughing, what if that was me? I'll be crying hard I say. HARD.. HAHA..

So people, FEAR FACTOR is now in Malaysia. Wohooooo... 

Catch the handsome Aaron Aziz and the cute Elfira Loy and best of all Fear Factor is having a roadshow soon at Sunway Pyramid and you'll be able to win great prizes on the 15th and 16th Disember. Why? Cause “Fear Factor House – Is your chance to experience Fear Factor live!"

So don't miss out, more info you can visit Fear Factor Malaysia and also don't miss out this 29th Disember at Astro Ria 9pm as the first episode will be shown at TV.

So are you guys ready to overcome your fears? I certainly AM not sure. HAHA.. I'll bet I'll freak out.


02 December 2012

We're Buddyz, We're Never Apart.

We started of as strangers
Then we met each other everyday
One opened our mouths to start
All of a sudden we clicked
Soon enough we got closer
Then came the drama
The oldest was the guardian
The 2nd was fun trouble
The 3rd was annoyingly charming
The 4th was the sweet talker
And the smallest was babbler of the bunch
We had our laughs
We had our fights
We had our cries 
And now we're all far apart
But can that stop us?
We're Buddyz, We're Never Apart

It has been 3 years now
And IMMAN has been a major part of my life
We play, we joke, we go out and do stupid things
I always get tensed by them, but on the end their the ones who are there for me.
We are all far apart now, but how do we still stay connected?

Easy, by Digi Easy Prepaid Plan, it keeps us connected no matter how far apart we are
24 hour free calls+SMS+Facebook

For more info you can visit Digi

So since this blogpost is about buddyz, I wanna share with you guys a video made by Jeycobs Leroy for our Pre Graduation dinner. Since we just graduated, it feels sad that everyone is apart now.


Exceeded Upload Quota for Blogger

I know, I know I've been missing for a while right? I miss this blog so much, feels like ages since I last written anything here. Well, I've been working for 2 weeks now and currently everything seems fine, but somehow it is still hard for me.

Well, since today's a Sunday and I;m off work I've been longing to update my blog, then when it came to upload a picture I was unable cause blogger displayed that I have exceeded my 1GB quota and I had to buy more quota to proceed. WTF! $22.00 above US DOLLARS! And the best part is that I don't even own a credit card. So how am I able to upload pictures in the future?

So, it confused me how did bloggers who blogged for years now put up to this, did they pay? And I had never known that there was an upload quota before and I never heard of other bloggers that I knew had this problem. So for the solution I surely did use Mr. Google, the best solution fixer.

Then I found out that recently many bloggers have occurred this problem and it all started on April 2012. It seem that blogger is a free site, but picasa ain't since pictures upload in blogger are basely uploaded in Picasa. So what I read from the other bloggers solution is that first by upgrading that will cost you $. Then second by deleting photo's in your picasa album. But be careful cause if you wrongly delete, the old phot's in your blog will be deleted too.

So I tried deleting some of the error photo's I uploaded before and see it it works.

Ohsemmm.. Managed to upload, but I don't know when it will last. So I still need to find another solution of I still wanna upload photo's in my blog.

Anyone else having the same problem? Try sharing some solutions if you have. Will really do appreciate it.

So as you can see in the picture, these are my colleagues at work and for now I am the youngest of them all. Sometimes I do have a hard time cause I usually hang out with people my age, but now I'm the only kid here. But so far everything is okay, just I'm a little slow catching up since all I do is daydream.

P/s: Now I know working is completely different that studying, I can't risk a mistake.